It's your opinion the Mt. Vernon doesn't apply; it's mine that it does, else why is the RJ on the video following the river just like we always did many years ago? Even if by today's standard it doesn't, it would be an easy requirement to make. If they could bank at low altitude in a 747 going into Kai Tak, what excuse is there for RJs not to?
In this accident, the crew was cleared for Mt Vernon Visual Runway 1 approach by Potomac Approach, then the tower simply changed the runway. There was no change of the original visual clearance as you contend, at least as far as I know, but I did not listen to the tapes.
From the prelim:
"At 2039:10, Potomac Approach cleared the crew of flight 5342, which was inbound to DCA from the south, for the Mount Vernon Visual Runway 1 approach. At 2040:46, the airplane rolled out of a left turn established on the instrument landing system localizer for runway 1, at approximately 4,000 ft pressure altitude, 170 knots (kts), with the landing gear up and flaps extended to 20º.
At 2043:06, the flight 5342 crew made initial contact with DCA tower. At this time, the airplane was about 10.5 nautical miles (nm) from DCA. The tower controller asked if the crew could switch to runway 33. The crew agreed, and the controller subsequently cleared flight 5342 for landing on runway 33. The crew acknowledged and read back the clearance."