I actually have a bit of dual time on that exact model, I know what you're talking about. While not a turboprop, I do fly the 414 single pilot in inclement weather, and part of keeping that safe is making sure to stack the deck in my favor before I even leave the ground.
No, not at all. All I'm saying here is that the regulations in this particular case had (by chance) offered one last slice of swiss cheese not normally required, and because they weren't followed the last hole in said swiss cheese lined up. I guess in NTSB-speak I'd say the SIC issue would be a contributing factor; the primary factors would be the PIC's decision making, piloting ability, and whatever went wrong with the electrical system in the first place. I'm all for single pilot operations where safe, but at the same time being single pilot and skipping steps / rushing things is more of a problem than dual pilot, since the dual pilot scenario offers more chances for those mistakes to be caught and just more mental bandwidth overall (assuming good CRM) to handle a deteriorating situation.