the cost delta between cert and exp/non- cert is significant and inarguable across all categories.
in this o-ring discussion, that's an easy demonstration as cessna and piper, in example, usually list the AN # or it's easily found. these are 1940s era rubber composites and easily replaced with same or with a newer material as viton or other. We replaced all fuel seals on a c172 as to be compatible with ethanol. I think we paid 1/10 the cost for all compatible compared to certified rubber....our rings were from an ISO approved source and milspec.
the real savings comes from using exp engines and avionics, as well as ability for the non certified mechanic-owner to do wider area of mx on AB. When you see the exp version of a garmin G5 cost half of its certified brother, or a exp efis panel or auto pilot cost a fraction of a comparable certified unit it's a stark delta. i would argue that your plane is safer with a proven exp efis and autopilot ....a lot of verified crashes would have been prevented if they had as FAA 's own study determined. Daynon makes a great exp efis for the c172, which is the same as the certified stc version, just a paper makes the difference.
This juxtaposition become to titanic when comparing cert and exp engines. especially auto conversions due to their mass production scales and parts availability. however, it's important to consider supplier here as there are many aftermarket sub standard forgeries in this space so it's best to pay a bit more for a genuine GM, Honda, ect part from dealer that had documented QA and material PCN requirements with suppliers.
i once worked for a manufacturer that had some products made in China and visited the factories there.... our parts came off the exact line as named brands just packaged and distributed differently. just as the ford oil filter example above, there is often no magical difference between faa certified and a regular car part, besides the cost. the stuff the cert part supplier did you can likely do to assure best QC. Without getting into PMA, TSO, STCs, cessna buys stuff from suppliers and demonstrates a QC program which may be as simple of a PCN or random sample test. when we bought our c172 to use as a test bed for an engine development program, the cargo door lock was busted so contacted cessna for a new lock assembly...learning it was over $200, we took it to a local locksmith who looked at it and identified it as a lock barrel used in older file cabinets...we left with a brand new lock matching our key for $30. point is. what did cessna have to show a 1950s FAA to use a file cabinet lock?
i recently bought some foam to redo our planes seat which was getting flat and uncomfortable....the automotive foam stated it was SAE flame retardant which would have met the faa standard (again, we didn't have to meet any requirement as it's exp but we do anyways just maybe not through formal means...I did a quick test and it was nowhere near self extinguishing and sent it back and found another source.
keeping a certified plane flying is way too expensive for most recreational owners, especially with lack of repair shops dwindling. the wider owner mx allowed for exp AB is substantial in final cost comparisons in addition to exp parts and upgrades.
if my c172 was not in exp category, I would never of it owned it or rarely flown it. it's ownership cost decreased by 60% or more with the exp engine and avionics. my hanger mates with certified c172s and other cert aircraft are selling as cost rise and their birds are down for months waiting on service or inspections or waiting for fuel cost to come down ...for most their rec flying is simply going to a cheap gas spot to fuel up now
my insurance is same as a certified c172, and my hanger rent as well. in a sense, my exp c172 is a definitive example in exo vs certified in terms of at least costs. I get that a lot of people like the feeling of flying a certified that's been flying for decades for rational reason and see the value there. but recreational flying, as all things, has a rational price elasticity and most reached it years ago, multiplied by other factors as well no doubt.
there's a lot of pressure on recreational GA and certified aircraft are getting harder to rationalize owning for most. I say you can get a better, safer plane and be able to enjoy it more if you have a proven experimental and discipline to maintain it to a high standard rather than exploit the category's benefits. We believed crossing certified with exp was a solution by installing well designed and tested auto conversion engines on older airframes, and still do...this solution will likely be proven as planes get older and engines (the most expensive part of a plane) get more expensive and A&Ps continue to get scarcer and regulations keep coming.