There aren't too many on here that have had a claimable mishap and those that have were genuine out of their control incidents. Per my usual Monday routine I brows accident/incident reports and despite this being a regular thing I am constantly floored by the stupidity or carelessness of some of these people. We keep talking about insurance rates climbing due to the payouts exceeding the incomes which brings me to my question. How many of these insurance claims get denied for having loose ends on maintenance or currency requirements or for any other reason like being outside the W&B? Just thought it would be an interesting statistic to know is all.