When you think about a low time pilot, moderate time ones, and high timers, what is the numbers you are thinking of? I'm certain we all have our own thoughts on this. For me less than 5,000 hours is low time, 5,000 - 15,000 is a moderate time pilot, over 15,000 I would consider high time. We never stop learning, but those first 5,000 were when I learned some critical things the hard way. Around 3,000 hours I began to believe my own BS that I had a clue what I was doing, and got a bit dangerous.