I wonder how many are flying without insurance? Any stats?
OP has only 1 post ... and it is this one ...
Stats, doubt it.
But I'd wager it's well over 15%
I've flown without insurance before, ain't the end of the world.
It's just a product, like any other, judge your need and spend accordingly.
It sure is the end of the world if you injure someone or another airplane due to it being your fault! Of course if you own nothing I suppose it doesn't matter to you.
Lots of people/planes operate in places and manners where that just isn't a real risk, and many times insuring those ops is prohibitive.
I thought you'd probably pipe up with an arguement that isn't germain to what is being discussed which is the normal, run of the mill G.A. Pilot. I'm sure your 310 was insured.....wasn't it?
Not the first year I was flying it. I didn't insure it until I went to OSH with it the first time as my risk exposure was minimal considering my operations. When it was time to go to OSH, my risk exposure increased dramatically, so I covered it with insurance. Like James said, it's a product, use it when it suits you.
The fact of the mater is that there aren't any accurate statistics about how many are flying - period. To try to estimate how many of an unknown number may or may not have some kind of insurance would be meaningless.I wonder how many are flying without insurance? Any stats?
Wrong! You put yourself and more importantly OTHERS at risk the first time you fired it up. Screw ups don't pick a time to happen, they just do no matter how much of an expert one is in an armchair. It's why auto insurance is mandatory, because of that type reasoning. Same should hold true for aircraft.
Wrong! You put yourself and more importantly OTHERS at risk the first time you fired it up. Screw ups don't pick a time to happen, they just do no matter how much of an expert one is in an armchair. It's why auto insurance is mandatory, because of that type reasoning. Same should hold true for aircraft.
I'm not aware of any FAR that says you must operate with insurance. That being said, I have plenty of it!
Auto insurance isn't mandatory everywhere. And you need insurance to protect yourself from everyone else, the world doesn't owe you fairness and just might crap on you.Wrong! You put yourself and more importantly OTHERS at risk the first time you fired it up. Screw ups don't pick a time to happen, they just do no matter how much of an expert one is in an armchair. It's why auto insurance is mandatory, because of that type reasoning. Same should hold true for aircraft.
Auto insurance isn't mandatory everywhere. And you need insurance to protect yourself from everyone else, the world doesn't owe you fairness and just might crap on you.
Auto insurance isn't mandatory everywhere. And you need insurance to protect yourself from everyone else, the world doesn't owe you fairness and just might crap on you.
I thought shy of being Amish it was mandatory in the US of A.
Someone might. Might be a honest accident, might be a malicious methhead. Expecting the second type to have insurance to cover you is immature and unrealistic.Both airports I've based at in the past 20 years have required a copy of my liability and hull insurance. It's the smart way to protect oneself. We are a society that loves to sue each other. To me it's a silly arguement. As long as you don't run into or injure me I could care less what you do.
our neighbor with a D-model P-51 dropped his hull coverage when the deductible went to $150KLiability is cheap, I know lots of pilots/owners that carry only liability. Most of them have airplanes that they can afford to walk away from if totaled. That doesn't mean they are crappy airplanes, just that those people can afford to take the loss on them. One of my buddies is liability only on a very nice Tiger.
There's New Hampshire. No required insurance.
"Live free or die" is the slogan on their plates, but you could probably rewrite that into "die, or live and suffer without insurance payments." At least for the purpose of automobile collisions.
I'm not aware of any FAR that says you must operate with insurance. That being said, I have plenty of it!
our neighbor with a D-model P-51 dropped his hull coverage when the deductible went to $150K
Hey.....if you can't afford to insure a two million dollar airplane you'd better not buy one. Incidentally look up new hampshires auto insurance laws. They certainly do have requirements.
Wrong! You put yourself and more importantly OTHERS at risk the first time you fired it up. Screw ups don't pick a time to happen, they just do no matter how much of an expert one is in an armchair. It's why auto insurance is mandatory, because of that type reasoning. Same should hold true for aircraft.
You seem to have made a huge leap in assumptions about Henning's assets and financial resources absent an insurance policy. For all you know, he trips over sackfuls and millions each day he checks the post.
I'd have been offended in his place.
I carry liability insurance at a minimum for my aviation pursuits, so you can infer how many millions I do not have lying around for the lawyers to harvest. I have not always carried Hull. I've had 3 total hull losses with no hull coverage in place, and I managed to not sue anyone else over my risk that did not pay off.
We're all different. One size does not fit all.
Common sense should certainly not offend anyone. If henning were this wealthy I would suppose he would own the yacht rather than be a captain for someone who's wealthy. That's the way it usually works. Nor would he be flying a fifty year old twin. Hired hands would be flying him in something much newer and nicer.You seem to have made a huge leap in assumptions about Henning's assets and financial resources absent an insurance policy. For all you know, he trips over sackfuls and millions each day he checks the post.
I'd have been offended in his place.
I carry liability insurance at a minimum for my aviation pursuits, so you can infer how many millions I do not have lying around for the lawyers to harvest. I have not always carried Hull. I've had 3 total hull losses with no hull coverage in place, and I managed to not sue anyone else over my risk that did not pay off.
We're all different. One size does not fit all.
Insured here.
I wouldn't fly without at least liability coverage. In this litigous society, I can just see some scuzzy lawyer licking his lips if I hurt someone.
And I have an umbrella policy through USAA. I don't know what it would cover flying wise, but it's supposed to kick in when strange things happen.
OP has only 1 post ... and it is this one ...
So everyone is a troll when they post for the first time?