Last night Laurie hit a deer when driving back to the house from dropping the girls off at dance class. She was driving the 2009 Mercedes GL550. She is fine other than being a bit shaken by it. I called my insurance company this morning. We've been with this company since moving to Kansas so it's been a few years, although this will be the first claim. We'll see how this goes. The damage doesn't look bad at first glance, however there are a lot of plastic bits that are damaged, I see one metal support that's pushed back a bit, the fender/hood alignment is off, things like that. Given that this is a Mercedes my thoughts on what the vehicle is worth it won't surprise me if they want to total the thing, or give me the option to repair or total. This is not something I've dealt with before. I've had to make insurance claims before, but it's only been for things that were either clearly repair or some sort of comprehensive where we get cut a check of some sort. I'm a bit conflicted on whether I'd want to total it, or how to negotiate if it comes up. This isn't a new car and not super low miles (has around 130k on it). It has some issues that I need to address on it. Laurie really likes driving it and while it's had its issues, we've had it for about 2.5 years and it's been reliable overall. Any tips or thoughts from people who've been down this road before? I'd rather be prepared before the insurance rep comes to me with the decision.