Oh deer...

Discussion in 'Hangar Talk' started by Ted DuPuis, Jan 14, 2020.

  1. luvflyin

    luvflyin Final Approach

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    Sounds like it’s still drivable. If they wanna give you a ‘total’ check for it’s value, take it and keep driving it. Buy something cool with the money. Happened to me once. $600. Yeah it was that long ago. Had to get a hammer and beat on a fender so it wouldn’t scrape the tire and get the headlight aligned. Drove it for a few months then sold it wholesale to a dealer for $300.
     
  2. sourdough44

    sourdough44 Pattern Altitude

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    I hit 3 deer over the years, mostly midsize or large solid vehicles. I was also able to slow to <40 mph on two.

    In my 3 instances I never involved insurance or a repair shop. All vehicles were at 90k+ miles, damage was modest. Just an option if mostly plastic & dented metal. Even a headlight housing can cost a bundle.

    The 1st questions are, do all the important lights work, is it mechanically sound? You can also go half way, have a shop fix only what needs fixing, possibly out of pocket.

    I only shot two deer last Nov, doing my part though.
     
  3. Ted DuPuis

    Ted DuPuis Administrator Management Council Member

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    I haven't posted any pictures of the damage, but it's worth noting that the damage is significant enough that, while the car could be made driveable with not a ton of work, the headlight is broken on that side, the driving light fell out, the bumper has a giant chunk taken out of it, and the grille is broken (although that's less obvious immediately).

    It's not something that we want to drive around as-is or fixed poorly/"rigged" to work.
     
  4. Matthew

    Matthew Touchdown! Greaser!

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    So, I won't be seeing this on the way to work?

    [​IMG]
     
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  5. Pugs

    Pugs Pre-takeoff checklist

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    I got hit by a hit and run driver just before Christmas. Damage was limited to the headlamp assembly, a little paint and a couple broken plastic mounting brackets for the parking sensors on my 2011 BMW 535. $3K just for that. USAA treated it as uninsured motorist so at least was only a $250 deductible but I'm under no illusion than with 145K on the odometer that it wouldn't take much for them to total this car (which I still love!)
     
  6. Ted DuPuis

    Ted DuPuis Administrator Management Council Member

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    Dropped off the Mercedes at the body shop this morning. This is a shop whose primary work is fixing European luxury cars, so they know what they're doing and will fix it right. Also have heard from multiple sources (including the insurance company) that they're good to work with.

    Not surprisingly, they had found issues with the insurance appraiser's quote right from the get-go. So we'll see how this goes. I'll probably have to get involved at some point but so far it seems like they'll take care of it.

    We'll see how long it takes to repair.
     
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  7. weilke

    weilke Touchdown! Greaser!

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    If they give you a check to 'total' a car, the vehicle is theirs to keep. For any higher value cars, that's what they do. You surrender the car and they sell it at auction to the dismantlers that feed the used parts market. For a $500 car, the cost is higher than what the auction will bring and they may not want the vehicle.
     
  8. luvflyin

    luvflyin Final Approach

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    This happened in California in 1971. I think it was State Farm. Not my insurance, I didn’t have any. The other driver was at fault, it was his insurance. The adjuster got out a Blue Book, or their version of it, pulled a Checkbook out of his desk and wrote the check. I drove my now ‘totaled’ car to the bank and cashed it. I suppose things are different now.
     
  9. denverpilot

    denverpilot Tied Down

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    They’re not.

    They can write a check and your vehicle switches to a salvage title in most states.

    Beyond that they can even choose to continue to insure you with limits on what they’ll pay out for after they’ve already made you whole on a partial loss.

    People do it with hail damage around here all the time. Take the check, keep driving it. Owner’s call as to whether to use the check to fix it.

    All further weather damage claims are denied. Collision and such, still solidly in force.
     
  10. Matthew

    Matthew Touchdown! Greaser!

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  11. Ted DuPuis

    Ted DuPuis Administrator Management Council Member

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    I read about this when it happened a few months ago. They did a great job planning and executing, although I think the use of an E63 uprated to 700 HP was a bit unnecessary and really just self-promotion for the guy doing the run since he had an affiliation with that kit maker. The stock E63 is fine - at that point the horsepower really only gets you more acceleration rather than a meaningfully higher top speed. While 100+ MPH is very doable with good safety margin on most interstate highways, 200+ is a lot harder.

    The big thing about their run was the immense amount of support they had, having people doing cop spotting over a large portion of the trip so they knew exactly when to slow down. This is a huge change from the original Cannonball Runs that Brock Yates coordinated (and I also find it funny reading about a Cannonball Run record being broken on Road & Track, since Brock wrote for Car & Driver). Back then it was CBs, binoculars, not much else. Now they had every technological gadget under the sun. Times have changed.

    ...but speed limits haven't.
     
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  12. Matthew

    Matthew Touchdown! Greaser!

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    They definitely did a lot of preflight planning.
     
  13. Ted DuPuis

    Ted DuPuis Administrator Management Council Member

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    Called the body shop just now for an update, nothing good. As expected the used parts the insurance company wanted to use were junk and so they're having to order new. Of course, new parts are expensive being that this is a Mercedes and a less common one at that. They'd originally estimated it at $6,500. They didn't give me an amount, but said that with the new parts they'd already gotten up to that it was getting to where if they had to order a new headlight (which is likely) it would get to the total loss amount.

    So that gets me back to thinking.
     
  14. jsstevens

    jsstevens Final Approach PoA Supporter

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  15. Zeldman

    Zeldman Touchdown! Greaser!

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    Thinking about visiting the body shop with a sledge and finding some ''new'' damage that was missed earlier.?? :nono: :lol::lol:
     
  16. Ted DuPuis

    Ted DuPuis Administrator Management Council Member

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    More just thinking about the if-then scenarios and what I want to ask for or do if it gets to that point.

    We weren't planning on replacing this vehicle yet and it really is in good condition overall, even though it does have 130k on it. Most importantly, my wife likes it as-is.

    If they total it I have ideas of what to replace it with (and no, not related to the "thinking about" thread I'm about to start...)
     
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