Pnwannabe2
Pre-Flight
Greetings. I'm a student pilot and recently joined a local flying club. The insurance policy covers members as named owners with a $1000 deductible and $1M liability coverage. Not sure about the other details in the policy.
As a student, would purchasing an additional policy (e.g. Avemco) for myself be a good idea? Others have done this to avoid the deductible and raise the limits, but as a new student, I'm wondering how responsibility works in aviation accidents. If the CFI is responsible for what happens and I'm in a club plane, maybe I will wait until I have my PPL and rent other A/C?
As a student, would purchasing an additional policy (e.g. Avemco) for myself be a good idea? Others have done this to avoid the deductible and raise the limits, but as a new student, I'm wondering how responsibility works in aviation accidents. If the CFI is responsible for what happens and I'm in a club plane, maybe I will wait until I have my PPL and rent other A/C?