Ground only insurance wanted.

Discussion in 'Flight Following' started by Snowmass, Sep 12, 2020.

  1. Snowmass

    Snowmass Pre-takeoff checklist

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    My C210 will probably not be flown until the end of the covid threat so I only want GROUND NOT IN MOTION hull insurance until I start flying again. My agent says I must also have in FLIGHT LIABILITY insurance also even if I will not be flying. Can any insurance experts out there explain and suggest on the above.
     
  2. sourdough44

    sourdough44 Pattern Altitude

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    Any lien holders? What State?
     
  3. MauleSkinner

    MauleSkinner Final Approach

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    Apparently you have the wrong agent.
     
  4. PaulMillner

    PaulMillner Line Up and Wait

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    if you really have an agent, he represents only one company. Get a broker... he can shop the market for you.

    Paul
     
  5. Snowmass

    Snowmass Pre-takeoff checklist

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    I have used Falcon Insurance in Kerrville TX. They say no company will sell ground only insurance for a stored airplane but also require (expensive) flight liability even if the plane is nor being flown. I find this totally illogical.
     
  6. Omalley1537

    Omalley1537 Line Up and Wait

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    Just thinking out loud...could it be in case the plane is stolen and crashed?
     
  7. Warlock

    Warlock Cleared for Takeoff PoA Supporter

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    Just because it’s what you want does not mean an insurance company wants to sell it to you. There is no money in cheap one off policies...unlike lay up policies with boats there is just not the market...most of it would be junk in a hanger and a poor risk.
     
  8. Bell206

    Bell206 En-Route

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    Sounds like you need another broker. Used to insure my unairworthy project aircraft that were either complete or damaged or in pieces.
     
  9. MauleSkinner

    MauleSkinner Final Approach

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    Maybe he needs to render it unairworthy...take the wings off of it or something.
     
  10. YooperMooney

    YooperMooney Pre-takeoff checklist

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    Parker at Airspeed Insurance will give you a square deal. He substantially beat out Falcon’s renewal quote for me but it seems that even identical profiled owners get different rates. The GA insurance market is absolute murder right now. I’m probably dropping flight coverage.
     
  11. Stewartb

    Stewartb Final Approach

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    Avemco. Open a policy and immediately put in in not in motion status.
     
  12. Geosync

    Geosync Pre-takeoff checklist

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    This. I’m in claims and it can be done. INSIST your agent ask your carrier or you’re moving to another agent. Start calling around to other brokers now. And they don’t have to be extremely local.
     
  13. Snowmass

    Snowmass Pre-takeoff checklist

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    What I may be able to do is carry liability but exclude PAX until I start fly. This exclusion has line on the application.
     
  14. Snowmass

    Snowmass Pre-takeoff checklist

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    It sure is but State Farm dropped my auto premiums because they said people are driving less due to the pandemic. Go figure.
     
  15. frfly172

    frfly172 Touchdown! Greaser!

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    Time to find a broker ,who works for your interest.