I am a civil defense lawyer, and have been for about 25 years. I even defend aircraft accident cases. I know all of that. Of course, that all applies to anyone one of us. So we should all stop flying I guess. But Plaintiff's lawyers mostly just want the insurance proceeds and then they want to move on to the next case. They don't want to hunt down some kid for 20 years. They are going to tell their client to sign the release to get the check. They know that it's not helping anyone hounding a kid for 20 years hoping the kid will hit the lotto some day so that the attorney and his client can finally get paid on a case that is incredibly expensive to prosecute under the best of circumstances if he really wants to push it all the way to trial. Sure, in theory, it could happen. But it virtually never happens. In my years of practice, I have NEVER seen it happen. (Of course, I win a lot, so there's nothing to collect. So, clearly not a random sample. ) And even if it did, that's what bankruptcy discharge is for. Not fun, sure, but it's there. My prior statement said he had minimal reason to be concerned, not no reason. So yes, I agree they could try to collect until the judgement expires, and that was the reason for my slight hedge.