So I was in the middle of BFE...well, not Egypt, but South and East Africa for two weeks, and used my MasterCard a number of times while there. Got my email notices saying a transaction occurred because I have it set up to notify me of all purchases. Get back to the states, make a purchase with the same MasterCard, and only now do they send me a text message (yes, I received text messages while in East Africa) asking if I am trying to make a purchase, and to reply with yes or no. Africa, not a fraud trigger. But a purchase from a company I've used this same card with for the past 15 years...that trips a fraud trigger. Great work guys!