Want to make the most of my time before training, advice needed.

Really? Really?!
Engineers are more likely to become millionaires, or even billionaires, than any other profession. They head major corporations. (At my old company, Lockheed Martin, both the CEO and COO are engineers, as of course is the CTO.) They become entrepeneurs. They invent life-changing technology, and start entirely new industries. Engineers explore from the bottom of the ocean to the reaches of outerspace. Of the 12 people who walked on the moon, 11 were engineers. Of the 4 people currently on their way back from the moon, 4 are engineers.

The opportunities for engineers are virtually boundless. Frankly, it's hard to imagine any profession with fewer limits than engineering.
Boy, I hit a nerve here. My real point was that enjoying flying does not directly translate into enjoying the life of a professional pilot. Since the OP has a degree in Finance, the opportunities for engineers are pretty much a moot point. The idea was to focus on how the OP wants to spend their time. If flying people or cargo to destinations covered by your employer on a routine basis sounds like fun, then by all means become a professional pilot. If you really like seeing something odd on a VFR flight and want to change your route to check it out more closely to fully enjoy flying, then remaining a non-professional PIC and making enough money elsewhere to indulge your passion might be a better option.

On the idea of engineers being able to climb as high as they want on the career ladder and keep doing engineering work, I still have to disagree. I was financially successful, but only because I chose to pursue management opportunities through my career. That choice opened doors closed to folks that wanted to stay closer to the technical side of the work. By the end of my career, I had a difficult time understanding some of the truly technical work I did on 2 phased flow as a young engineer working deep into the mechanics of power plant operations. I finished my career at a very high managerial level, and enjoyed what I was doing, but it certainly wasn't hands-on engineering anymore. Also, the level I wound up working at was near the top of a very pointed hierarchical pyramid. Thousands of working level engineers get winnowed down to 1 or 2 very senior management spots. There is no chance for the average engineer to wind up where I found myself through seniority alone. Lots of other careers provide better advancement opportunities through seniority without requiring the worker to take on additional and different responsibilities. The really good thing about engineering for me was that at the very beginning I had enough discretionary income to keep flying the way I wanted, and even enough assets to buy a series of planes. I imagine the world of finance might provide similar opportunities, particularly if the OP got an MBA. That MBA would likely be far cheaper than getting an ATP and could allow the OP to be making real money in their field while pursuing the advanced credential and while having fun flying. There may be lots of happy professional pilots, but many of them would not call the work itself fun. The OP just has to decide what's really important to them - having fun flying, or being a professional pilot.
 
Getting the written out the way before I started flying was huge for me. I'm a working adult with a primary career completely unrelated to aviation (government cyber security) so not being bogged down in that while also trying to master airmanship was a big help.

Don't confuse passing the written with your attempt to gain a mastery of PPL topics. They're not the same. The former is a requirement that is to be met, the latter is a lifelong pursuit that begins when your interest in aviation is kindled. When I started building my PPL knowledge awarness I signed up for an online ground school (Flight Insight') and watched the entire course before starting my flight training. It was just an overview, I didn't take notes or intensely drill over it. Just watched the courseware and let it wash over me to provide a contextual basis for the lessons I would be learning moving forward. I subsequently did this with follow on ratings as well.

Everyone learns differently, do what is best for you.
 
On the idea of engineers being able to climb as high as they want on the career ladder and keep doing engineering work, I still have to disagree. I was financially successful, but only because I chose to pursue management opportunities through my career. That choice opened doors closed to folks that wanted to stay closer to the technical side of the work.
Right. I successfully navigated my entire engineering career without ever being tempted to "move up into management"... and never became wealthy. But I enjoyed my work, right up until the end. I would have hated being a manager, and would have been terrible at it. I'm a nuts and bolts kind of guy.
 
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