What! How can Snap-On let you use tools for 10% of what they cost? Why would they do that? I am really good friends with my Snap-On dealer I'll ask him if he is aware of anyone doing that.
BTW- That is a common misperception about the return policy. Snap-On corporate is very strict on what tools they warranty, they do not just send new tools out. Many times they deny the dealers returns because they deem the tool abused, like a chrome socket with impact marks on it. Consumers don't see this because a lot of dealers just eat it as part of customer service. They also don't warranty tools because they have been used and someone wants a new one.
Because he can pass on the discount to some kid who is starting work at another shop somewhere selling them the used tools. Basically I paid for all the tools up front paying his mark up, and he has that money to work with for a year or two. I keep my tools in good shape, so he has no problem buying them back and reselling them. Everybody comes out.

