So the insurance adjuster wants access to the property...

Clark1961 said:
Should I require proof of insurance and ability to follow industry standards with respect to work place safety and fall protection in particular?
Click to expand...

You bring up a valid point. Many adjusters are contractors.
 
Clip4 said:
You bring up a valid point. Many adjusters are contractors.
Click to expand...

Independent sole proprietorships even.

Clark should be really annoying and do like a lot of clueless companies do -- ask sole proprietors to show prod of Workman's Comp coverage.

Of course, you can't claim Workman's comp on yourself when you're the owner.

But that never seems to stop the idiots from asking for it.
 
denverpilot said:
Independent sole proprietorships even.

Clark should be really annoying and do like a lot of clueless companies do -- ask sole proprietors to show prod of Workman's Comp coverage.

Of course, you can't claim Workman's comp on yourself when you're the owner.

But that never seems to stop the idiots from asking for it.
Click to expand...
Clark has been a sole proprietor so knows about the workman's comp thing. That does not prevent the sole proprietor from having insurance in place.
 
^^^ that.

The requirement varies by state and since I'll work in every state (except intoxication and starvation) I have WC insurance. It's pretty cheap when your incident rate is 0.
 
PPC1052 said:
I am a part owner of my business and opted in for work comp. Maybe this varies by state.
Click to expand...
It varies a little, but, generally speaking, in most states (including Clark's) solos with no employees, members of an LLC, and some other similar types, are not required to have workers comp coverage, but it is available.
 
denverpilot said:
Of course, you can't claim Workman's comp on yourself when you're the owner.
Click to expand...
I'm not so sure about that. When I owned my business, I had to sign annual waivers to opt out of Worker's Comp from me and my wife.
 
Don't forget to have the syringe in your hand when you hand him the cup. You know, in case he prefers to provide a blood sample instead.
 
paflyer said:
You want him to go away happy, right? :eek:
Click to expand...
Actually I don't care about his mental state when he is gone. Insurance company already tried to jerk me around so there is no upside here. Hartford is a stay away once I can change companies.
 
Clark1961 said:
Actually I don't care about his mental state when he is gone. Insurance company already tried to jerk me around so there is no upside here. Hartford is a stay away once I can change companies.
Click to expand...
Ummm nevermind.
 
Adjuster. So you have a claim, or is this underwriting for a policy? (new or renewal)
 
all this latent homophobia is scaring the crap out of me . . .
 
You must log in or register to reply here.
Back
Top