In my medical insurance policy it states that I am not covered should I be injured as a result of a plane crash. The salesman joked that "if you crash, make sure you finish dying." That got me wondering. If I die in a plane crash, my life insurance still pays. Lets say I crash my plane and I am unable to finish the job, does the coverage in my aircraft policy cover medical bills? I recall it has coverage at some dollar figure for hull and also for injuries. Either way, I have a backup plan. When they ask I can just say "I heard my plane crashed in that field so I sprinted there as fast as I could but when I got there, I tripped and fell and broke all my bones." Does the insurance we have on our planes cover medical expenses as a result of an incident?