Hangar Home Insurance

Discussion in 'Flight Following' started by Stewartb, Dec 30, 2018.

  1. Stewartb

    Stewartb Final Approach

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    Attached hangar. Need to secure insurance. Any issues to be aware of? The airplanes are insured already. Is a hangar considered a garage?

    I'm a long time State Farm customer, if that matters.
     
  2. flyingron

    flyingron Touchdown! Greaser! PoA Supporter

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    The hangar home wasn't as big of a deal than the high valuation of my house. USAA didn't seem to have any problem with the attached hangar.

    Is your hangar attached or an "accessory structure."
     
  3. Stewartb

    Stewartb Final Approach

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    Attached. A really generous garage through the kitchen door.
     
  4. Bell206

    Bell206 En-Route

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    The only issue a friend had was his carrier required a specific type firewall/door between the hangar and house which ended up being double 5/8" sheetrock attached to the common walls and a steel entry door.
     
  5. GRG55

    GRG55 Final Approach

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    They usually want an automatic closer on the door as well.
     
  6. Let'sgoflying!

    Let'sgoflying! Touchdown! Greaser! PoA Supporter

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    Read your policy before calling, you may already have coverage for additions, outbuildings, appurtenances. (like mine)
     
  7. Stewartb

    Stewartb Final Approach

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    State Farm insured it for the former owner. I have State Farm on the other houses so it sounds like this will be simple enough. The purchase was a cash deal so no bank required insurance. I forgot about needing it til last night. Should have it all taken care of today. I went from semi-panic to all’s good in about a half hour. Details, details. So many details.
     
  8. flyingron

    flyingron Touchdown! Greaser! PoA Supporter

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    In NC, "residential" hangars only need a one hour firewall (similar to garages). If your hangar exceeds 2000' of airplane parking area, then you need a stronger firewall.
     
  9. Stewartb

    Stewartb Final Approach

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    Hangar is 3300 sf. Well insulated. Finished drywall. Great lighting. Hydraulic door so tight I need to crack the man door open to relieve the vacuum when the big door opens. Polished concrete floor. My first hangar and I'm excited to get it settled. I need to pull the motor off my Cub so that comes first as soon as I find my tools. The adventure begins.
     
  10. Timbeck2

    Timbeck2 Final Approach

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    Um, if all else fails you can always ask State Farm.
     
  11. pmanton

    pmanton Pattern Altitude PoA Supporter

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    I'm a long time USAA member and they wanted to treat the hangar as an "out building" we had to insure with Farm Bureau .
    Paul
    www.indianhillsairpark.com
     
  12. Anymouse

    Anymouse En-Route

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    Interesting. Is the hangar attached??

    I recently switched to USAA (from Nationwide) and they really didn't blink an eyelash at it. I described it as a garage on steroids.
     
  13. ircphoenix

    ircphoenix En-Route

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    Pics.

    Sent from my Pixel 3 using Tapatalk
     
  14. pmanton

    pmanton Pattern Altitude PoA Supporter

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    Interesting. Is the hangar attached??
    I recently switched to USAA (from Nationwide) and they really didn't blink an eyelash at it. I described it as a garage on steroids.


    It's separate about 10' from the house.
     
  15. NealRomeoGolf

    NealRomeoGolf En-Route

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    There’s a guy at State Farm named Jake. He will help you out. ;)

    Congrats on the new purchase.
     
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  16. Polarisguy

    Polarisguy Pre-takeoff checklist

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    OMG that is spectacular. Good luck


    Sent from my iPad using Tapatalk
     
  17. Anymouse

    Anymouse En-Route

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    I guess that explains it.
     
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