Hi all, I am currently in process of obtaining my PPL. I am also in the market for a 6 seat single. I think I’ve settled on a Cherokee 6-300 or FG Toga. My budget is somewhere under 150k. Only because I dont want to be a slave to my plane. I have found some in my range but was wondering..... Can I finance a overhaul/reman and some avionics upgrades at time of purchase? I have at least 20-30% down. But I dont want a down payment of 20k then an overhaul/reman at 40k and some glass 20k. I’d be out of pocket 80k and may as well pay cash at that point. I.E. I find an airframe with low hours but runout and old steam gauges (no glass), can I roll it all together if i buy through a broker or dealer owned inventory? I have years of experience in the car business and I have rolled rims, paint jobs, custom work all in the purchase price and sent it to the bank for approval. If I buy a runout around 60k-70k and toss in a engine at 40k and some glass (maybe 20ish) that will be under my 150k and will essentially keep me aloft for 10-15 years. My upfront cash would only be 40k-ish. It will be less costly hourly than buying a 1400 hour bird with old goodies and overhauling in 3 years. My cost per hour will be spread over more hours. Credit isn’t a problem as I’m in the mid 800’s and have no legitamate bills (house paid for and cars too, no CC debt). I dont want to HELOC because my home is sacred and if SHTF The bank can have the plane and my house is safe for my kids. I’ll take the hit on my credit and not be looking for housing...lol. I’ve looked and cant find the answer. NO speculations please. Only answer if you really know. Thanks.