Anyone know how insurance underwriters view “make and model” when it comes to Cessna 172s?
For example, if I have a 172N, and the open pilot clause in my insurance policy provides coverage for pilots who meet this stipulation:
- “25 hours shall have been in this make and model aircraft”
… Does “any” C172 time count as make/model? Or does only C172N time count as make and model.
I tend to think any C172 time would count. But I have a slightly different experience which went the other way …
… I was being added as a named insured to a buddy’s PA-32-260. I didn’t have any hours in that particular variant, but had ~25 hrs in a PA-32-300R. But the insurance underwriter stipulated that none of those hours counted as make/model towards the PA-32-260.
For example, if I have a 172N, and the open pilot clause in my insurance policy provides coverage for pilots who meet this stipulation:
- “25 hours shall have been in this make and model aircraft”
… Does “any” C172 time count as make/model? Or does only C172N time count as make and model.
I tend to think any C172 time would count. But I have a slightly different experience which went the other way …
… I was being added as a named insured to a buddy’s PA-32-260. I didn’t have any hours in that particular variant, but had ~25 hrs in a PA-32-300R. But the insurance underwriter stipulated that none of those hours counted as make/model towards the PA-32-260.