Well... yes actually I do kinda. He was finding my radio calls amusing and didn't step in to help. When I was doing my private training my instructor there would step in when necessary. When it got to the point where I was told to call a number I think he let it go too far he should have stepped in.
Afterwards I thought about it and what if I had something more serious happen? Why should I be the one who is affected? I don't pretend to be IR rated. I am not. That is why I am taking the training. HE should have been the one to make the call. The IFR plan was in HIS name. As far as anyone is concerned he was the one flying however it was logged. I pretty steamed about it now after pondering on it. Think I'm going to get a new instructor.
If it would have gotten more serious, then the instructor takes the 44709 ride, not the student.
He says that we're both PIC and it was my error therefore my call to make and that I must "toughen up" and accept my fault, and learn from it. He said if he should have made the call then why did the controller not ask to speak to him when I said I was a student? I did not have a response to that.
You were not "both PIC". There is no such thing. Either he was PIC, or you were. If you were on an IFR clearance, and you are not instrument rated, then he was PIC, period. (the alternative is that the flight was illegal, and... well, let's not go there)