So it’s almost that time of the month again. Well not *that* time of the month, but the time when I’m due to renew my non-owners policy.
For the past two years I’ve had a basic non-owners policy through AOPA and this is what it covers:
COVERAGE and LIMITATIONS
Aircraft Liability : $250,000 each occurrence bodily injury and property damage limited to $25,000 each passenger.
Aircraft Physical Damage : $20,000 each occurrence including deductible insurance of $5,000 each occurrence.
Of course it covers a few other things but these two are the most relevant to my question and my desire to carry a non-owners policy.
This policy is an annual premium of $303.00.
I’m about to start shopping around for some other quotes to see what’s out there.
As for the crowd, does this seem like a pretty typical policy for this low of coverage? I doubt I’ll find a lower deductible with a lower premium, but $5,000 seems a bit on the high side for such a small policy.
Opinions?
For the past two years I’ve had a basic non-owners policy through AOPA and this is what it covers:
COVERAGE and LIMITATIONS
Aircraft Liability : $250,000 each occurrence bodily injury and property damage limited to $25,000 each passenger.
Aircraft Physical Damage : $20,000 each occurrence including deductible insurance of $5,000 each occurrence.
Of course it covers a few other things but these two are the most relevant to my question and my desire to carry a non-owners policy.
This policy is an annual premium of $303.00.
I’m about to start shopping around for some other quotes to see what’s out there.
As for the crowd, does this seem like a pretty typical policy for this low of coverage? I doubt I’ll find a lower deductible with a lower premium, but $5,000 seems a bit on the high side for such a small policy.
Opinions?