The manual flap system can do that too, if a cable fails. Two separate systems, both controlled by the same lever. At least, though, if one flap isn't extending, you'll know it right away when the airplane starts rolling toward the dead flap.
They do, and they tear things up when the flap jams, and the flap jams when one of the roller bolts tears out of one flap support. There is a service bulletin on those rollers on all Cessna singles, and one is wise to have it done. Those rollers are Torrington needle bearings with a thin, hard steel sleeve pressed over them. That sleeve can sometimes shift on the roller and starts cutting a disc out of the flap arm. The disc finally tears free and the roller cocks and jams and the flap gets twisted, the flap tracks get bent and half-torn out of the wing's aft spar. Ugly and expensive.
Poor maintenance, usually. Seized rollers due to inattention to them can do it. I always inspected those things before flight to make sure they were free, and on every inspection I did they got a good check. Besides that, breakers don't last forever. Their contacts get oxidized, as do their external terminals. That adds resistance which causes heating, and since these things are thermal devices, they can pop even when there is nothing wrong with the system. But in most cases, flaps that won't retract are usually suffering from gunked-up travel limit microswitches. They're not sealed and grease or oil gets into them. As I mentioned before, the wrong lube is a bad deal, and too much of even the right lube is also a bad deal. Do not lubricate them by spraying the jackscrew with LPS or anything else. Do it according to the manual.
It's really bad in a Cessna 150. They have huge flaps and 40 degrees of extension. At gross on a warm day you are in trouble if they won't retract.