Wondering how these scams work, and what ways are best used to defeat them; My wife and I are partners in our LLC and we are paid as employees. The business got a notice from the state agency (it is identical in form to valid unemployment notices and has their correct contact info on it plus her SSN so I think this is not from the scammer) saying she has been permanently laid off. Nothing could be further from the truth, and we have not contacted them about anything. Can I presume that the scammer registered a notice of being laid off, with the plan of somehow collecting from the state? That would seem to require me, the biz owner, ignoring the notice; and also the payments being sent to the scammer's mailing address and then their bank allowing them to cash the checks using an incorrect name. Also not thrilled that if this was successful, my biz gets a chargeback for a successful claim. I went to the state's website and the chat feature is automated, gives general directions only. The phone number allows you to leave a message but they have not called back. They have a fraud reporting line which also has been unproductive. Time is ticking by, I guess I can respond by registered snailmail and hope for the best.