N/A - tax refund for deceased parent

gkainz

Final Approach
Joined
Feb 23, 2005
Messages
8,401
Location
Arvada, CO
Display Name
Greg Kainz
Home Airfield
KBJC
Hi all - since we have such a learned, diverse, eclectic bunch here, perhaps someone has experience with this?

My step-daughter's father passed away last year. She is the only descendant or heir.

She filed his last year's taxes, and the state of California issued a refund check jointly in his name - annotated "Deceased" and her name. Her credit union (Colorado) will not cash it - they say because it was not issued to his estate. He had no estate. Ideas?

Thanks!
Greg
 
I don't what will satisfy her bank, and I don't know if any of these will work. A couple of things she might try:

1. Go to the bank that issued the draft, not her own credit union, and present the check. They may have different requirements than the credit union as to what they will need to honor the check.

2. Go back to the state and ask them to re-issue the check in a way that the credit union will accept. Open an estate if necessary.

3. Deposit the check into the decedent's account. Assuming she is the PR, the account is still open, and has gotten check writing authority over the account, she might be able to then disperse. Alternatively, there may have been a POD form completed that would cause the bank to disperse to her on his death.

(disclaimer: this is not legal advice-- just common sense ideas. For legal advice, please consult an attorney in her jurisdiction.)
 
Last edited:
Thanks - will pursue the issuing bank angle.

it's a small check - not sure what opening an estate might cost, but probably more than the check is for.

Her dad was a real odd cookie - no bank account anywhere.

An attorney would probably cost more than the check's value as well.

Off to google land! :)

just talked to her again - she thought it was state of CA refund due to size, but turns out it was a Federal refund - issued by US Treasury. She's checking a larger bank to see if they have different rules than the credit union.
 
Last edited:
Is there a paper trail through probate? If so, it should indicate that she is the sole heir and is eligible to cash the check. If the teller doesnt help her, find a VP. Bring whatever the court provided.
(Not a lawyer but about to embark on the road to probate.)
 
Lifted from here..... http://www.scscourt.org/self_help/probate/property/probate_simplified.shtml


What if the person who died had $20,000 or less in assets?

If the deceased person’s real and personal property is worth $20,000 or less, the spouse or minor children can ask the court to "set aside" the estate. This is much easier than a full probate proceeding.
​
If you want the court to set aside the estate, you can use this Sample Form. It is not an official form, but you can use it for most cases. Click here to download this sample form in PDF format. (Sample Form) Petition to Set Aside an Estate
[Title of court]
The Estate of [decedent]) No._ _ _ _ _ _
PETITION FOR ORDER TO SET ASIDE ESTATE NOT EXCEEDING $20,000
_ _[Name of Petitioner]_ _alleges:
1. _ _[Name of decedent]_ _died on_ _[date]_ _, and at the time of _ _[his/her]_ death was domiciled in Santa Clara County, California, and left an estate, the net value of which, above all liens and encumbrances at the date of death and the value of any homestead interest set aside from the decedent's estate under Probate Code §§6520 and 6521, but exclusive of all property in which the decedent held a life interest or held as a joint tenant, does not exceed $20,000.
2. The estate consists of the following property:_ _[Describe property and give estimated value]_ _.
3. Liens and encumbrances on the property at date of death were as follows: __[Describe liens and encumbrances and state amounts]_ _.
4. Petitioner(s) _ _[is/are]_ _the_ _[ executor named in decedent's Will/spouse of the decedent/guardian of decedent's minor child/personal representative of decedent's estate/decedent's adult child who was a minor on the date of decedent's death]_ _and _ _[is/are]_ _entitled to an assignment of the entire estate under the provisions of California Probate Code Sections 6600-6615 as follows:_ _[State proposed disposition of estate]_ _.
5. All expenses of the last illness, the funeral, and administration_ _have been paid/will be paid before the hearing on this Petition]_ _.
6. The names, addresses, ages, and relationships of all heirs, legatees, and devisees of the decedent are as follows:_ _[List]_ _.
WHEREFORE, Petitioner prays that the entire estate be assigned to _ _ _ _, that there be no further proceedings regarding the estate, and that such other relief be granted as the court considers proper.
Dated: _ _ _ _ __[Signature]__
_ _ [Typed name]_ _
Petitioner
__[Signature]__
_ _[Typed name]_ _
Attorney(s) for Petitioner
 
If ther's a will, take the will, the death certificate and any other paperwork possible and go to her bank. May need a lawyer to file the papers appointing her the Personal Representative (PR) then back to the bank.
 
Back
Top