N/A Health Insurance- Legal?

michael Killacky

Pre-takeoff checklist
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Feb 23, 2005
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mikek
I've got a quick quenstion on Health Insurance and participating providers.

A little background: My wife had eye surgery for macular degeneration in July of 08. She nows goes to the same doctor every 6 weeks for an injection in the eyeball. One of the meds used in July of 08 costs $1349. Due to a miscommunication between the insurance company and the Drs. Office, only $11.08 was paid towards the bill. The surgery itself and all other meds used were paid in full. Now, the Drs. office has called me and put me in the middle to sort it out with the Ins. Co.. The Ins Co. says that the claim was not filed correctly and told me what had to be done to resolve it. I relayed this info to the Dr. Staff and told the Billing Girl it would probably be best if she called them herself. Her quote to me was " I'm not calling them, I'll get some Indian I don't understand and that irritates me." She refiled it without calling them, and it was again denied.

I opened an inquiry with my Ins. Co. on Monday. Because an Inquiry was opened, the Ins. Co. won't talk to the Drs. Office until there is a resolution.

The Dr. Office called me today and said that they will not see her as scheduled today unless we pay 1/2 of the outstanding bill.

I firmly believe the Drs. Office bobbled the first claim and the insurance company has bobbled the 2nd claim.

My questions are:

1) Can the Doctor call himself a participating provider given the story above?

2) What would you do to resolve this?

I'm in NYS if tht makes a difference

Thanks, Mike
 
that SO sucks, but it's become such a common occurrence around our house that it just really REALLY angers me! Good luck!
 
Call your state insurance commissioner and get a file number for your complaint, THEN call the doctor and give it to him and his billing person. State in your complaint that the billing person refused to straighten out her error for the reasons you stated above and have them read it back to be sure they have it correct.

Watch how fast the Dr. corrects the problem.
 
Call your state insurance commissioner and get a file number for your complaint, THEN call the doctor and give it to him and his billing person. State in your complaint that the billing person refused to straighten out her error for the reasons you stated above and have them read it back to be sure they have it correct.

Watch how fast the Dr. corrects the problem.

Why would the doctor be concerned about the state insurance commissioner?
 
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