The correct solution is to plumb the injection return lines back to the tanks. When you select a tank a duplex fuel valve also selects the same tank for the return fuel. Cessna cheaps out with the header tank. Even vans RV’s return the fuel to the tanks if the fuel system requires it. A header tank between the pilot and hot engine is not the best option in the event of a accident.
AS I pointed out, header tanks are meant to eliminate air from the fuel feed. In a carburetor, any air bubbles that reach the float bowl are vented to atmosphere (more correctly, the incoming air) so that the carb's fuel nozzles get straight fuel. Bubbles would cause engine hesitation. In the fuel injection systems, there are no float bowls to eliminate bubbles, and air in injection lines would case some serious hesitations, enough to cause an accident on takeoff or approach. Cessna used header tanks, as did a lot of other manufacturers, to get the air out of the fuel before it reaches the engine. That air is vented back to one of the tanks.
The header tank in the 185, and all other airplanes that have one, is behind the stainless-steel firewall. It would take a really major fire to get at it, and by that time the fire has already overcome the occupants with heat and smoke. There is
far more risk from poorly-maintained fuel lines within the cabin; chafed aluminum tubing, rotted rubber hose connections, seeping selector valves, and so on. It's why Cessna long ago issued revisions to their maintenance manuals to include, in the inspection checklists, an inspection of all fluid-carrying lines in the cabin area. I'd bet that 80% of those manuals have never had any revisions. In any case, it's covered by the minimum legal inspection requirements laid out in FAR 43 Appendix D, like so:
(c) Each person performing an annual or 100-hour inspection shall inspect (where applicable) the following components of the cabin and cockpit group:
(1) Generally - for uncleanliness and loose equipment that might foul the controls.
(2) Seats and safety belts - for poor condition and apparent defects.
(3) Windows and windshields - for deterioration and breakage.
(4) Instruments - for poor condition, mounting, marking, and (where practicable) improper operation.
(5) Flight and engine controls - for improper installation and improper operation.
(6) Batteries - for improper installation and improper charge.
(7) All systems - for improper installation, poor general condition, apparent and obvious defects, and insecurity of attachment.
Now, to see those "systems" such as the fuel system, one has to pull some interior panels and floor access panels and have a look with a flashlight and mirror. How many annual inspections are done to that degree? Very few, based on what I have found.
The older 172's fuel system:
Newer models also had fuel lines from the front of the tanks down the forward doorposts, to tee into the lines from the aft ends of the tanks.
Details:
There are a LOT of things to check. How many mechanics ever look at this stuff unless it's leaking?