DMD3.
Pre-takeoff checklist
When it comes to to purchasing an M20C versus a taildragger Vans RV 6-9 and insure it for the same price (let’s say $100k), which aircraft would have the higher insurance premium? We’ll assume the pilot buying the aircraft has the bare minimum complex time (if any is required at all) and/or the bare minimum tailwheel time logged in order to qualify for insurance.
In addition to being a taildragger, the RV is also experimental, which will probably increase the cost a bit. While the Mooney is retractable-gear, it’s supposedly less likely to malfunction and result in a forced gear-up landing due to the simplicity of the landing gear. Perhaps insurance companies take this into consideration in comparison to other similar priced RG aircraft such as the Arrow, Super Viking, etc.
I realize it could depend on the insurance company as to which aircraft would cost more to insure. And performance and maintenance costs are also determining factors on which aircraft to buy. But as far as insurance goes, how do these two compare?
In addition to being a taildragger, the RV is also experimental, which will probably increase the cost a bit. While the Mooney is retractable-gear, it’s supposedly less likely to malfunction and result in a forced gear-up landing due to the simplicity of the landing gear. Perhaps insurance companies take this into consideration in comparison to other similar priced RG aircraft such as the Arrow, Super Viking, etc.
I realize it could depend on the insurance company as to which aircraft would cost more to insure. And performance and maintenance costs are also determining factors on which aircraft to buy. But as far as insurance goes, how do these two compare?