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I have acquired a significant amount of debt (~$70k). I have 250 total hours;100 multi; 50 simulated instrument/7 actual

I'm a low-hour pilot pretty much straight out of flight school (ATP-Denver, CO). I completed everything short of getting CFI certs. because 1) I don't have the desire to teach, 2) because I was fed up with ATP and their process of training pilots, and 3) my wife became ill after a trip to...