So I'm currently working on my PPL. My friend/instructor wants me to buy an airplane for building hours. And quite frankly so do I. It seems like it could save me a bit of money if I am building hours in it. He drives a beater car and owns two airplanes. I also drive a beater car and have no bills. (I am lucky enough to live with my parents for now until I enlist in the air national guard). If I were to finance a 25,000 airplane, that would be my only bill/ monthly expense besides disney+. I make about 2k$ a month after taxes. I am considering buying because this might be the only time in my life I can afford to finance an airplane. After talking around to some of my friends it seems there are two camps to owning an airplane, A: just rent because it is less risk/ responsibility or B: Just buy the damn airplane, it's been the best decision of my life. If I think about my debt to income ratio I have about 800 dollars a month to comfortably spend on an airplane (including operating costs). If I end up with a monthly payment of 500$, that leaves me with 300$ to spend on maintenance, fuel, and unexpected repairs. And I would still have enough income to live my normal life and go out to eat and do fun stuff/ or even to save for a reserve in case I need to afford major repairs. I know I am not thinking of absolutely everything, but I know I've always been the type of person to own my own stuff and not rent. I did the same thing with my baritone saxophone in High School. Instead of renting/ borrowing the school's baritone, I spent 2500$ on a really nice vintage Conn Baritone Saxophone that I was able to call my own (Now valued at over $5K), make my own repairs to, and not have to worry about anyone else using it. Obviously, an airplane is a big difference, but I would like to hear some opinions on my situation. I think it would be a good way to build credit, learn to take care of an airplane's systems, and build hours, and It seems like it might be worth the risk from where I am standing. I plan to be at my parents another 2 years at least to finish out my apprenticeship at Pilatus, and then even after that, I'm hoping my housing (or most of my housing/rooming fees) would be paid for by the guard. If I did get to the point where I needed to afford an apartment I could always just sell the plane and pay off the loan right? Assuming the aircraft sells for around the same price I paid? Idk let me know what ya'll think because ultimately everyone on here has more experience than me in life and even aviation so I'd like to know, am I thinking of pretty much everything? Am I overthinking it possibly?