It may be the 'correct term', but this is 2020 after all, and if @Timbeck2 identifies with the wit of a rapist, aren't we supposed to just accept that?
Nothing confusing about it.
Once you obtain your Private Pilot Certificate, you're no longer a Student Pilot. You're a rated Pilot.
When you go for an additional rating, you're a rated pilot, working on additional ratings.
Great list, bbbuuuutttt... if you're going to go to McCall, you have to at least go into Johnson Creek... and if you're going to go to San Felipe, man, ya gotta go down to Gonzaga Bay, aka Alfonsinas.