That helps, but it isn't a get out of jail free card for liability. At least in the states that is, Not sure if Canada is different in that respect. Of course if she was an experienced fun jumper, I suppose its possible she packed the chute herself. Can you sue yourself?
I'd be curious to know more. Since she survived I assume there was canopy out slowing her down. Probably wasn't deployed, but it was likely out causing some drag. So was the primary cut away and out of the equation before the secondary went out? Did the failed primary cause the secondary not to deploy properly or did they both fail to deploy independently?