You're right about insurance. I'm just over a thousand hours of personal flight time and just over 40 in the Lightning XS. My insurance is $2300/yr. Of course it also depends on how much coverage you want.
I just flew off my 40 hours in my Lightning XS. I have a Titan IOX340 with duel E-mags, fuel injection, and cold air induction. The prop is a 3 blade MT (electric) content speed. Electronics are all Garmin G3x touch, 2 - 10" panels and 2 axis autopilot. It's a great flying plane as long as you...