Recent content by Paul_Havelka

If this really baffles some of you then get a load on this. Most underwriters view Mooney’s even more critical. Most of the time M20C time will not count for M20E time even though the only difference is fuel injection. Each submodel is different enough in their opinion to warrant this which...

Yes, time in specific make and model will help you. Depending on the company they most likely will not consider SR20 time for SR22 and vice versa

So it has been my experience that if an incident occurs that the aircraft and pilot would typically be covered. I believe your wife would also be covered but I would imagine that if you did have an incident that you would then be blacklisted from that insurance company. It can't be that many...

It was originally written for and posted on Mooneyspace. We just copied and pasted over to here.

@Shepherd a lot of the companies have breaks at certain hull values. One has a break at $50k which means your hull coverage at $45k has a higher premium than when at $50k. Another has a considerable break at $75k when carrying $1mm smooth liability almost to the point that I’ve seen premiums...

@pigpenracing that’s what I like to hear

I work in the aviation insurance industry and just figured I’d put this out there in the hopes that some of y’all don’t have to hang up the headsets before you want to

It's no secret that the insurance market has hardened. I am writing to advise of the strategy I would take when Mooney pilots approach various age levels as we are starting to see certain pilots uninsurable due to age. For Single Engine, Retractable Gear Aircraft: Before the policy renewal date...

London won’t cover any bodily injury for your cfi.

As an aviation insurance agent I can say that if the owner's policy subrogates a claim to you then they will go for the full meal deal as they want to recover their losses they sustained in order to indemnify the owner. Non-owned policies are a great idea and typically pretty cost effective...

@Roadracin WOW

Yeah, unfortunately you're in a pickle. I would say to keep your insurance company as long as possible but your next option will be AVEMCO. I just insured an A36 with liability only and had to specifically exclude the gentleman that has been the primary pilot for the last 20 years. He turned...

@Ken Whitson, what's your age?

Sometimes you can get caught in no man's land and unless your broker/agent is diligent and really looking out for you then it could cost you more. Case in point, there are several underwriters I deal with that once your hull value reaches a certain point it can actually be cheaper to have the...

As someone in the aviation insurance industry, my response would be to get your CFI on your policy as a named insured with a a waiver of subrogation. Generally your premium should not increase since it is typically based on the least experienced pilot. The waiver of subrogation is there to...